Category Archives: Financial Planning

Mortgage Debt – The Growing Retirement Dilemma

How long has it been since you’ve seen a picture of someone burning their mortgage agreement after the loan was repaid? It was once a big deal, especially with the Greatest Generation. There was no joy like that last mortgage payment, and many of our parents prided themselves on burning that paper – usually before…

The Latest Debt Crisis – Student Loans Top $1 Trillion

A new report from the Federal Reserve released on Monday showed that Americans racked up less credit card debt in the 4Q of last year, as compared to the 3Q. That’s a good thing. However, total household debt actually hit a new record in February of $3.13 trillion (not including home mortgages). So how can…

America’s Saving & Retirement Crisis

The following chilling article appeared a couple of days ago in Financial Advisor magazine online earlier today. This is nothing short of a financial crisis in the making. QUOTE: Most Workers Have Less Than $25,000 For Retirement, Says Survey March 20, 2013 • Kathy Lynch Thirty-six percent of workers aged 55 and older surveyed by…

Fed Hints at End of Quantitative Easing, Maybe

In my E-Letter on Tuesday, I warned that the stock market could suffer a potentially nasty selloff if the Dow and the S&P fail to break out and make new all-time highs on this latest rally. With bullish optimism running so high in recent weeks, I pointed out how disappointing it could be if the…

Signs of a Stock Market Top? Have Bonds Reversed?

In my Bond Bubble Special Report late last year, I documented how statistical data from the Investment Company Institute (ICI) showed that retail investors were taking money out of equity mutual funds and stashing it in taxable bond funds. Unfortunately, they were jumping out of the frying pan into the fire, since bond risks were/are…