Category Archives: Financial Planning

The Latest Debt Crisis – Student Loans Top $1 Trillion

A new report from the Federal Reserve released on Monday showed that Americans racked up less credit card debt in the 4Q of last year, as compared to the 3Q. That’s a good thing. However, total household debt actually hit a new record in February of $3.13 trillion (not including home mortgages). So how can…

America’s Saving & Retirement Crisis

The following chilling article appeared a couple of days ago in Financial Advisor magazine online earlier today. This is nothing short of a financial crisis in the making. QUOTE: Most Workers Have Less Than $25,000 For Retirement, Says Survey March 20, 2013 • Kathy Lynch Thirty-six percent of workers aged 55 and older surveyed by…

Fed Hints at End of Quantitative Easing, Maybe

In my E-Letter on Tuesday, I warned that the stock market could suffer a potentially nasty selloff if the Dow and the S&P fail to break out and make new all-time highs on this latest rally. With bullish optimism running so high in recent weeks, I pointed out how disappointing it could be if the…

Signs of a Stock Market Top? Have Bonds Reversed?

In my Bond Bubble Special Report late last year, I documented how statistical data from the Investment Company Institute (ICI) showed that retail investors were taking money out of equity mutual funds and stashing it in taxable bond funds. Unfortunately, they were jumping out of the frying pan into the fire, since bond risks were/are…

What to do with Stocks: “Risk-On” or “Risk-Off”?

US stock market indexes rallied strongly this summer and have recently bumped up against resistance at their yearly highs set back in the spring, at around 13,250 in the Dow. So far, the markets have failed to break out to new highs for the year and have retreated (see last bar in the weekly chart…